It has been 5 years since I had a student card, and even during my undergraduate studies, I never fully took advantage of the student discount. Sure, I'd get discount lift passes at the local ski hill, or would get the student rate on the Greyhound, but I am sure there were plenty of missed opportunities for savings.
Fastforward to this past Tuesday. We rarely go grocery shopping on Tuesdays, but ended up at our neighbourhood Loblaws store. After our vacation, the fridge and pantry was empty, so we went and stocked up on food.
As we were in line, I noticed a large number of students at Loblaws that evening, which was odd. I half-jokingly asked the cashier if there was some sort of promotion going on and she mentioned that every Tuesday is student night, and students with a valid student ID get 10% off on groceries. Our bill that day was $185.xx which is unusually high for us, and of course, I left my student ID at home...
By making a small change in our schedule (going for groceries on Tuesday rather than Friday or Saturday) and sticking by our average of about $100 in groceries a week, we could save over $500 in the course of a year!
Thursday 20 September 2012
Tuesday 10 January 2012
At the beginning
Hi, I'm M. I am in my mid-twenties and married to my beautiful wife, A. A and I have been married for just over six months now. 2011 was a year of a million expenses. We are finally through with the expenses for our wedding receptions (yes, multiple receptions!), our exotic honeymoon to Africa, and setting up our new home in the suburbs. As we turn the page to 2012, we are looking forward to new adventures and transitioning into married life.
We live in a sleepy suburb in Ottawa, Canada. We share a car (I drive to work while A takes public transit). Sharing a car and living in a suburb is a large point of contention for both of us. A is a city girl at heart, and would love to walk and take the bicycle everywhere. On the other hand, I have lived my entire life in the suburbs and could not imagine life without a car.
A and I are both lucky to have relatively stable jobs. We have recently finished paying off A's student debt from her Master's degree and have attempted to set out a savings plan for 2012. We are aiming to put aside $1,100 a month for savings. We do not carry credit card debt and have been pretty good at resisting the temptation of buying that extra pair of shoes or the newest gadget, Our debt consists mainly of our monthly car payments and our mortgage.
As our journey through marriage and finances continues in 2012, we look forward to move savings, more travel, and more adventures together.
We live in a sleepy suburb in Ottawa, Canada. We share a car (I drive to work while A takes public transit). Sharing a car and living in a suburb is a large point of contention for both of us. A is a city girl at heart, and would love to walk and take the bicycle everywhere. On the other hand, I have lived my entire life in the suburbs and could not imagine life without a car.
A and I are both lucky to have relatively stable jobs. We have recently finished paying off A's student debt from her Master's degree and have attempted to set out a savings plan for 2012. We are aiming to put aside $1,100 a month for savings. We do not carry credit card debt and have been pretty good at resisting the temptation of buying that extra pair of shoes or the newest gadget, Our debt consists mainly of our monthly car payments and our mortgage.
As our journey through marriage and finances continues in 2012, we look forward to move savings, more travel, and more adventures together.
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